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FAQ

frequently asked questions
01.

Q: WHAT INTEREST RATE WILL I GET?

A: When applying for an interest rate, the financial institution will look at the severity of credit problems, whether or not you may have a down payment or a trade vehicle. Our experienced finance managers will fight to get you the best rate possible.

02.

Q: HOW LONG DOES THE PROCESS TAKE?

A: Depending on the financial institution, an approval will be received in a few minutes to an hour.

03.

Q: WILL I BE STUCK WITH A HIGH INTEREST LOAN FOR THE FULL TERM?

A: Absolutely not. If you make all of your payments on time, the bank will re-finance the loan at a lower rate after as little as ten months. They just want to see that you are making consistent payments.

04.

Q: WHAT CAN HELP ME GET AN APPROVAL ON A LOAN?

A: The best way to get a guaranteed low rate would be a good credit co-signor. A co-signor is the best way to help you get a jump start to good credit again.

05.

Q: DO I HAVE TO PUT MONEY DOWN?

A: Of course not! Some of our customers wish to put nothing down on a loan, and the financial institutions are ok with that.

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